التنافسية بين البنوك العامة و الخاصة في سوريا

[العربي]

<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p>التنافسية بين البنوك العامة و الخاصة في سوريا

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هدف الموضوع <o:p></o:p>
مقارنة المصارف العامة و الخاصة التقليدية منها و الاسلامية في السوق السورية و مراقبة نموها خلال العام الجاري .
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مقدمة<o:p></o:p>
منذ بضعة سنوات كانت الخدمات المصرفية مقتصرة على المصارف الحكومية , أما حاليا و مع دخول المصارف الخاصة الى السوق السورية لا بد لنا من متابعة نمو السوق المصرفية السورية بشكل عام و نمو حصة هذه المصارف الخاصة في سوقنا المصرفية بشكل خاص .
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ملاحظات على الدراسة <o:p></o:p>
· الدراسة تشمل كل المصارف العاملة في السوق السورية عامة و خاصة باستثناء مصرف سوريا المركزي .<o:p></o:p>
· بنود الدراسة موجودات المصارف . الودائع المصرفية , التسليفات المصرفية .<o:p></o:p>
· الودائع المصرفية هي الودائع الموجودة بالليرة السورية و تم استثناء الودائع بالعملات الاجنبية من الدراسة .<o:p></o:p>
· الدراسة هي لبيانات شهر تموز 2010 و تمت مقارنتها مع نهاية 2009 لمراقبة التطور الجاري خلال سنة 2010 على ان يتم متابعتها لاحقا بكل دوري . <o:p></o:p>
· الارقام بمليون ليرة سورية .<o:p></o:p>
· مصدر البيانات مصرف سوريا المركزي .


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أولا موجودات المصارف

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<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 5.15pt; WIDTH: 382.6pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=510 border=0><TBODY><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt" noWrap width=227 rowSpan=2>الموجودات <o:p></o:p>


</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=80 rowSpan=2>2009 نهاية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>2010P<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #95b3d7; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 93pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=124 rowSpan=2>النسبة تموز 2010<o:p></o:p>



</TD></TR><TR style="HEIGHT: 16.5pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 16.5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>تموز<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف العامة<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>1469473<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>1502212<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 93pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=124>73.03%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف الخاصة التقليدية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>411848<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>466359<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 93pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=124>22.67%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 4"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف الاسلامية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>71937<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>88272<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 93pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=124>4.29%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>مجموع موجودات المصارف المحلية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>1953258<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 59.8pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=80>2056843<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 93pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=124>100.00%<o:p></o:p>



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استحوذت المصارف العامة في تموز 2010على نسبة 73% من حجم الموجودات الاجمالية للمصارف المحلية , و كانت المصارف الخاصة التقليدية قد استحوذت على 22.6% منها , أما المصارف الاسلامية 4.29% .
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طبعا تفوق المصارف العامة يعود سببه لايداعات الحكومة المركزية و المؤسسات العامة الاقتصادية و انتشارها الواسع في كافة المدن و البلدات السورية.

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<o:p>أما من ناحية نمو الموجودات خلال العام النصف الاول من 2010 تلاحظ ان النمو الاكبر كان من نصيب المصارف الاسلامية الذي بلغ 22.7% أما التقليدية فكان نموها 13.24% و أما المصارف العامة كان نموها هو الاضعف حيث بلغ 2.23 %</o:p>
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<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 5.15pt; WIDTH: 363pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=484 border=0><TBODY><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 173pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt" noWrap width=231 rowSpan=2>الموجودات <o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=87 rowSpan=2>نهاية 2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>2010P<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #95b3d7; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 63pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=84 rowSpan=2>النمو<o:p></o:p>



</TD></TR><TR style="HEIGHT: 16.5pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 16.5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>تموز<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 173pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=231>المصارف العامة<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>1469473<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>1502212<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 63pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=84>2.23%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 173pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=231>المصارف الخاصة التقليدية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>411848<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>466359<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 63pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=84>13.24%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 4"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 173pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=231>المصارف الاسلامية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>71937<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>88272<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 63pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=84>22.71%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 173pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=231>مجموع موجودات المصارف المحلية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>1953258<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>2056843<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #8db4e3; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 63pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=84>5.30%<o:p></o:p>



</TD></TR></TBODY></TABLE>



<o:p></o:p>

<o:p>ثانيا الودائع المصرفية

<o:p></o:p>

ودائع تحت الطلب :
<o:p></o:p>
وهي تمثل الحسابات الجارية للعملاء و التي لايدفع عليها المصرف للعميل فوائد .


<o:p></o:p>
<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 4.65pt; WIDTH: 301pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=401 border=0><TBODY><TR style="HEIGHT: 19.5pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>الودائع تحت الطلب<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=96>تموز 2010<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt" vAlign=bottom noWrap width=72>النمو<o:p></o:p>

</TD></TR><TR style="HEIGHT: 23.25pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف العامة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>348791<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>418793<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 23.25pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>20.07%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 22.5pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المصارف الخاصة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>83099<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=96>96400<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt" vAlign=bottom noWrap width=72>16.01%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف الاسلامية<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: 1.5pt; mso-border-left-alt: 1.5pt; mso-border-bottom-alt: .5pt; mso-border-top-alt: .5pt; mso-border-color-alt: windowtext; mso-border-style-alt: solid" vAlign=bottom noWrap width=81>5855<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: 1.5pt; mso-border-left-alt: 1.5pt; mso-border-bottom-alt: .5pt; mso-border-top-alt: .5pt; mso-border-color-alt: windowtext; mso-border-style-alt: solid" vAlign=bottom noWrap width=96>9895<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>69.00%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 22.5pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المجموع<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>437746<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=96>525088<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt" vAlign=bottom noWrap width=72>19.95%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاحظ من الجدول أن نمو الودائع تحت الطلب بالنسبة للمصارف الاسلامية كان الاكبر و تأخر المصارف الخاصة التقليدية عن المصارف الحكومية في هذا البند .

<o:p></o:p>
ودائع التوفير :
<o:p></o:p>
و هي ودائع ليس لها مدة محددة أي أنها مثل الحسابات جارية و لكن بفوائد (أرباح).

<o:p></o:p>
<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 4.65pt; WIDTH: 301pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=401 border=0><TBODY><TR style="HEIGHT: 23.25pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>ودائع التوفير<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>تموز 2010<o:p></o:p>

</TD><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt" vAlign=bottom noWrap width=72>النمو<o:p></o:p>

</TD></TR><TR style="HEIGHT: 22.5pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المصارف العامة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=81>217950<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-top-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=96>209537<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 22.5pt" vAlign=bottom noWrap width=72>-3.86%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف الخاصة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>13614<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>16815<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>23.51%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف الاسلامية<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>17708<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>20801<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>17.47%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 19.5pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المجموع<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=81>249272<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>247153<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 19.5pt" vAlign=bottom noWrap width=72>-0.85%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاحظ أنها سجلت نمو سلبي في المصارف العامة التي مازالت تستحواذ الحصة الاكبر لهذاالنوع من الودائع .

<o:p></o:p>
<o:p></o:p>
الودائع لأجل :<o:p></o:p>
و هي ودائع يلتزم العميل بابقائها مدة معينة لدى المصرف و يستحق عليها فوائد (أرباح) , و تستخدم عادة البنوك هذه الودائع في تسليفاتها .<o:p></o:p>
<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 4.65pt; WIDTH: 301pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=401 border=0><TBODY><TR style="HEIGHT: 23.25pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>الودائع لأجل <o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=81>2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>تموز 2010<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>النمو<o:p></o:p>

</TD></TR><TR style="HEIGHT: 22.5pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف العامة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>180820<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=96>196872<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 22.5pt; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>8.88%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المصارف الخاصة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=81>116168<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>139848<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>20.38%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: 1.5pt; mso-border-left-alt: 1.5pt; mso-border-bottom-alt: .5pt; mso-border-top-alt: .5pt; mso-border-color-alt: windowtext; mso-border-style-alt: solid" vAlign=bottom noWrap width=152>المصارف الاسلامية<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>17069<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>22030<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>29.06%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 22.5pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المجموع<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>314057<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>358751<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 22.5pt; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>14.23%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاجظ من الجدول أن نموها جاء اقوى في المصارف الاسلامية والمصارف الخاصة التقليدية منه في المصارف العامة .

</o:p>
<o:p></o:p>
<o:p>مجموع الودائع المصرفية :</o:p>
<o:p><o:p></o:p>
يبين الجدول التالي مجموع الودائع المصرفية بكل أنواعها

<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 4.65pt; WIDTH: 301pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=401 border=0><TBODY><TR style="HEIGHT: 23.25pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>مجموع الودائع<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>تموز 2010<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1.5pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 23.25pt" vAlign=bottom noWrap width=72>النمو<o:p></o:p>

</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف العامة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>747561<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>825202<o:p></o:p>



</TD><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>10.39%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف الخاصة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>212881<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>253063<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>18.88%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=152>المصارف الاسلامية<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=81>40632<o:p></o:p>



</TD><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=96>52727<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; mso-border-right-alt: solid windowtext 1.5pt; mso-border-left-alt: solid windowtext 1.5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=72>29.76%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1.5pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 114pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=152>المجموع<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 61pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=81>1001074.5<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 72pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent" vAlign=bottom noWrap width=96>1130992.226<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #c5d9f1; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1.5pt solid; WIDTH: 54pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1.5pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext 1.5pt" vAlign=bottom noWrap width=72>12.98%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاحظ الجدول نمو كبير في حجم الودائع خلال النصف الاول من عام 2010 .<o:p></o:p>
نمو الودائع في المصارف الاسلامية هو الاعلى .<o:p></o:p>
نمو الودائع في المصارف العامة هو الاقل .




<o:p></o:p>
<o:p></o:p>

<o:p>ثالثا التسليفات




<o:p><o:p></o:p>

<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 5.15pt; WIDTH: 307pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=409 border=0><TBODY><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 165pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-alt: solid windowtext .5pt" noWrap width=220 rowSpan=3>التسليفات<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>2010P<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99><o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>تموز<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99><o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>July<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99>النسبة السوقية<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 165pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=220>المصارف العامة<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>913636<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99>80.06%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 4"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 165pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=220>المصارف الخاصة التقليدية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>192340<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99>16.85%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 5"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 165pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=220>المصارف الإسلامية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=91>35279<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99>3.09%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 6; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: #d8d8d8 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d8d8d8 1pt solid; WIDTH: 165pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt; mso-border-right-alt: solid #D8D8D8 .5pt; mso-border-left-alt: solid #D8D8D8 .5pt" vAlign=bottom noWrap width=220>المصارف المحلية (مجموع)<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: #f0f0f0; WIDTH: 68pt; PADDING-TOP: 0cm; BORDER-BOTTOM: #f0f0f0; HEIGHT: 21.75pt" vAlign=bottom noWrap width=91>1141255<o:p></o:p>



</TD><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 74pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=99>100.00%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
الملاحظ من الجدول أن المصارف العامة لاتزال تحتفظ بحصة الاسد من التسليفات و التي بلغت 80.% . اما المصارف الخاصة التقليدية فقد و صلت حصتها الى 16.85 % و بقي للمصارف الاسلامية 3.09 %.

أما من ناحية النمو في التسليفات فالجدول التالي يوضح نمو التسليفات من نهاية 2009 الى نهاية تموز 2010

<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 5.15pt; WIDTH: 208pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=277 border=0><TBODY><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-alt: solid windowtext .5pt" noWrap width=104 rowSpan=3>نهاية 2009<o:p></o:p>


</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>2010P<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87><o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>تموز<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87><o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>July<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>نسبة الزيادة<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>857599<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>913636<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>6.53%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 4"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>149285<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>192340<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>28.84%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 5"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>21331<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>35279<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>65.39%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 21.75pt; mso-yfti-irow: 6; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>1028216<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>1141255<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 21.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>10.99%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاحظ أنه رغم أن حصة المصارف الاسلامية من السوق التسليفات المصرفية ضعيفة الا أن نموها هو الاقوى بنمو 65.4% و بعدها المصارف الخاصة التقليدية بنمو قدره 28.8 % ثم العامة بنمو قدره 6.53 % .
<o:p></o:p>

التسليفات الى الموجودات :


<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 4.4pt; WIDTH: 365pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=487 border=0><TBODY><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>التسليفات الى الموجودات<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 67pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=89>نهاية 2009<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 66pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" vAlign=bottom noWrap width=88>تموز2010<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=83>الزيادة<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف العامة<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 67pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=89>58.36%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 66pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=88>60.82%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>2.46%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف الخاصة التقليدية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 67pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=89>36.25%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 66pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=88>41.24%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>5.00%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف الإسلامية<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 67pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=89>29.65%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 66pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=88>39.97%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>10.31%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 170pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=227>المصارف المحلية (مجموع)<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 67pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=89>52.64%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 66pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=88>55.49%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 62pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=83>2.84%<o:p></o:p>



</TD></TR></TBODY></TABLE>
<o:p></o:p>
بمقارنة نسبة التسليفات الى الموجودات في تموز 2010 نجد أن المصارف العامة تمتلك أكبر نسبة للتسليفات الى موجوداتها و أن أكبر نسبة نمو في هذا البند كانت للمصارف الاسلامية .



التسليفات الى الودائع :

<o:p></o:p>
<TABLE class=MsoNormalTable dir=rtl style="MARGIN: auto auto auto 5.15pt; WIDTH: 346pt; BORDER-COLLAPSE: collapse; mso-yfti-tbllook: 1184; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-dir: bidi" cellSpacing=0 cellPadding=0 width=461 border=0><TBODY><TR style="HEIGHT: 18.75pt; mso-yfti-irow: 0; mso-yfti-firstrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #b8cce4; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 138pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt" vAlign=bottom noWrap width=184>نسبةالتسليفات الى الودائع <o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=104>نهاية 2009<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=87>تموز2010<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; BACKGROUND: #ccccff; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18.75pt; mso-border-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt" noWrap width=87>الزيادة<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 1"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 138pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=184>المصارف العامة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>114.72%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>110.72%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>-4.00%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 2"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 138pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=184>المصارف الخاصة<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>70.13%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>76.00%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>5.88%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 3"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 138pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=184>المصارف الاسلامية<o:p></o:p>

</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>52.50%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>66.91%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>14.41%<o:p></o:p>



</TD></TR><TR style="HEIGHT: 18pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes"><TD style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; BACKGROUND: yellow; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 138pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=184>المصارف المحلية (مجموع)<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 78pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=104>102.71%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>100.91%<o:p></o:p>



</TD><TD style="BORDER-RIGHT: #f0f0f0; PADDING-RIGHT: 5.4pt; BORDER-TOP: #f0f0f0; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 65pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; HEIGHT: 18pt; BACKGROUND-COLOR: transparent; mso-border-right-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-bottom-alt: solid windowtext .5pt" vAlign=bottom noWrap width=87>-1.80%<o:p></o:p>



</TD></TR></TBODY></TABLE>


<o:p></o:p>
نلاحظ من الجدول ان تسليفات المصارف الحكومية أكبر من مجموع الودائع تحت الطلب و التوفير و الاجلة و تبين أنها تستلف مبالغ ضخمة من المصرف لتغطية حجم الطلب على التسليفات حيث كان حجم التسليفات المأخوذة من المركزي في تموز 2010 مبلغ 270491 مليون ليرة سورية .

<o:p></o:p>
من ناحية نمو التسليفات الى الودائع سجلت أيضا المصارف الاسلامية أعلى نسبة نمو بلغت 14.4 % .<o:p></o:p>

<o:p></o:p>

</o:p>

</o:p></o:p>
</o:p></o:p>

[BROKER]

الف شكر لك أستاذنا ....... العربي العزيز

طبعا حضرتك طبيب و اقتصادي

تشكر لجهودك الطيبة والكبيرة

[مجد]

الف شكر اخي العربي
على هذه المعلومات الهامة والمفيدة

[Aziz]

ما شاء الله عليك استاذنا العربي
شو هالمواضيع الشيقة التي عم تتحفنا بها

[العربي]

ما شاء الله عليك استاذنا العربي
شو هالمواضيع الشيقة التي عم تتحفنا بها

الف شكر اخي العربي
على هذه المعلومات الهامة والمفيدة


الف شكر لك أستاذنا ....... العربي العزيز


طبعا حضرتك طبيب و اقتصادي

تشكر لجهودك الطيبة والكبيرة





شكرا لكم شباب و بارك الله فيكم
لمن يرغب بقراءة الموضوع بصورة منسقة أكثر تحتوي على شارتات لم تدرج في الموضوع بسبب صعوبة ادراجها يمكنه تحميل الملف المرفق

[saeed]

أخي العزيز العربي ... شكراً جزيلاً .....
مجهود جبار حقيقة بكل معنى الكلمة .....
الله يعطيك العافية والصحة .... ويرزقك الكثير الطيب ...
وجزاك الله كل خير ...

[economist]

شكرا جزيلا على هذه الدراسة المفيدة والمصاغة بشكل سلس ...